GLOW is a financial literacy and college financial planning curriculum. Along with the support of local mentors, the curriculum helps students overcome the challenges of financial literacy and funding, empowering them to apply to, attend, and graduate from college and reach their greatest potential.

The WCPS Education Foundation provided funding to begin a pilot program of the GLOW Financial Literacy and College Financial Planning Program at South Hagerstown High during the 2013-14 school year.

The program curriculum was piloted with 11th and 12th grade students who are enrolled in the Advancement Via Individual Determination (AVID) elective course, in which students learn basic financial concepts such as:

  • Saving
  • Budgeting
  • Bank accounts
  • Credit/debit
  • Predatory lending
  • Planning/forecasting
  • Debt management

While learning the value of a college education, students also learn about the costs associated with higher education. They develop a personal budget projecting tuition costs and other expenses and identify sources of revenue, including financial aid, loans, scholarship opportunities, family contribution, and employment earnings.

The WCPS Education Foundation has expanded the GLOW curriculum to 9th through 12th grades at four of the county High Schools: North Hagerstown High School, Smithsburg High School, South Hagerstown High School ,  and Williamsport High School.

The GLOW curriculum has reached more than 650 students and volunteers have spent over 400 hours in the classroom.


In addition to the classroom teacher, individuals from the community serve as GLOW mentors. The classes are interactive and participatory with mentors providing one-on-one and small work group guidance and support.

Meet the Mentors!

If you would like more information about becoming a GLOW mentor, please contact Christina Williams at 301-766-2925 or by email at Training is provided.

GLOW Documents for Mentors